It is amazing how financial institutions continue to treat people who are struggling to make ends meet with such disrespect. These institutions have no regards for the efforts of these people who are requesting - no, begging for assistance to pay their mortgages. Perfect example, Fannie Mae. How could they place a securities bet that most customers will not be approved for re-financing. And, worse, make money off this bet since their loan officers are coming up with every excuse in the books to deny thousands of applicants the opportunity to refinancing their homes! Wow!!
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